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Credit Card Loan




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Credit Card Loan

Loans on Credit Cards are pre-approved loans extended to you based on your Credit Card usage, repayment and history. Who can get a Loan on Credit Card? Since a Loan on Credit Card are pre-approved and extended without any documentation or collateral, a bank typically looks at your credit history and repayment record. Personal loans offer borrowed funds in one initial lump sum with relatively lower interest rates; they must be repaid over a finite period of time. Credit cards are a type of revolving credit that give a borrower access to funds as long as the account remains in good standing.


Documents_Required

  • Identity Proof - Pan Card / Aadhaar Card / Voter ID card / Driving License

  • Current Address Proof - Driving license/ Passport Copy/ Latest Gas Bill/ Bank Passbook

  • Income Proof - Salary Slips / ITR (If Business)

  • Bank Statement - Latest 3 Months Statement

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